Terms of Service
Last updated: May 2026
Service Description
HardshipReview.com is a free consumer information service that connects qualified consumers with third-party debt resolution providers. We are not a debt resolution provider, lender, credit counselor, or law firm. We do not provide debt resolution services directly.
User Obligations
By using our service, you agree to provide accurate and complete information, use our service only for lawful purposes, and not attempt to circumvent any security or access controls on our website.
No Guarantee of Results
HardshipReview.com does not guarantee that you will qualify for any debt resolution program, that any program will be available in your state, or that any particular outcome will be achieved. All estimates provided are based on industry-average data and your self-reported information.
Disclaimer of Warranties
Our service is provided "as is" without warranties of any kind, express or implied. We do not warrant that our service will be uninterrupted, error-free, or free of viruses or other harmful components.
Limitation of Liability
To the maximum extent permitted by law, HardshipReview.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our service.
Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration.
Contact
Questions about these Terms? Contact us at [email protected].